About AssetNest and these Terms
AssetNest is a global asset marketplace for property, vehicles, equipment and digital assets, with a focus on Ghana and international buyers. It is operated by AssetNest (“we”, “us”), based in Navrongo, Ghana.
These Terms apply when you visit assetnestgh.pages.dev, install the AssetNest web app, submit a listing, send an enquiry, contact us on WhatsApp or otherwise use our services (together, the “Service”). By using the Service you agree to these Terms. If you do not agree, please do not use it.
These Terms include and should be read with our Privacy Policy, Cookie & Storage Notice, Listing Policy & Seller Terms, Buyer Terms & Safety Guidelines, Acceptable Use & Prohibited Items, Fees, Refunds & Cancellation, Verification Policy, Copyright & Content Policy and Disclaimer. If there is a conflict, the more specific document applies to that subject.
What AssetNest is, and is not
AssetNest provides a place where sellers advertise assets and buyers find them and ask for help finding them. We may introduce buyers and sellers, review listings, and arrange verification checks.
We are not the owner, seller, buyer, landlord, estate agent, broker, valuer, surveyor, lawyer, escrow agent, bank or payment service provider for any asset listed on the Service, unless we say so in a separate written agreement with you. Any sale, rental or other deal is made directly between the buyer and the seller. We are not a party to it.
We do not receive, hold or transfer the purchase price or rent between users. You and the other party agree how to pay each other and are responsible for doing it safely. AssetNest is not licensed as a payment service provider under the Payment Systems and Services Act, 2019 (Act 987) and does not offer payment services.
Who can use the Service
You must be at least 18 years old and able to enter a binding contract. If you use the Service for a business, you confirm you are authorised to bind that business.
You agree to give accurate, current and complete information, to keep your contact details up to date, and not to impersonate any person or organisation.
Field agents and inspectors who work with AssetNest are independent contractors who are bound by a separate agreement. They are not employees or legal representatives of AssetNest unless we state otherwise in writing.
Listings and enquiries
Listings. When you submit a listing it is held as “pending” until our team reviews it. We may approve, edit for format, ask for more information or documents, refuse or remove any listing at our discretion, including for the reasons in our Listing Policy. Approval is not an endorsement of the asset or the seller.
Enquiries. When you send an enquiry (“Request an asset”), you ask us to look for suitable assets. You agree that we may share your name and contact details with sellers, inspectors or field agents whose listings may match, so they can contact you. We do not guarantee that a match will be found.
Dealings between users
You are responsible for your own decisions. Before you pay for or hand over any asset you should confirm the seller’s identity, the seller’s right to sell, and the condition and legal status of the asset, ideally with a lawyer, licensed surveyor, mechanic or other professional. Our Buyer Terms & Safety Guidelines set out practical steps.
We are not responsible for what users say, do or fail to do, including for any false listing, failed delivery, defect, title problem, non-payment or dispute between users. If you have a dispute with another user, you must resolve it with that user directly. We may, but are not obliged to, help by sharing information or mediating.
Verification badges
Listings may carry a trust tier (Basic, Verified or Elite). A badge means only that the specific checks described in our Verification Policy were carried out at a point in time. It is not a guarantee of title, quality, value, legality or the seller’s future conduct.
Fees
Browsing the Service and sending an enquiry are free. Some services, such as listing, verification, featured placement and subscriptions, may carry a fee. Fees, payment methods and refunds are described in our Fees, Refunds & Cancellation policy. We will show or confirm a fee before you pay it. Only pay AssetNest through the official channels described there.
Your content
You keep ownership of the photos, videos, descriptions and other material you submit (“Your Content”). You give us a licence to use it to run and promote the Service, as set out in our Copyright & Content Policy. You promise that you have the rights to give us that licence and that Your Content is accurate and lawful.
Acceptable use
You must follow our Acceptable Use & Prohibited Items policy. In particular, you must not post false or misleading listings, list items you have no right to sell, use the Service for fraud or money laundering, harass others, scrape or overload the Service, or try to get around verification or security measures.
Third-party services, links and exchange rates
The Service relies on third-party providers, including Google (hosting of our database and scripts, and fonts), Cloudinary (media), Cloudflare (website hosting), WhatsApp (messaging) and an exchange-rate data provider. Listings may link to videos or sites we do not control. We are not responsible for third-party services, and their own terms apply when you use them.
Prices are shown in US dollars and may be converted to other currencies for convenience using indicative exchange rates. These rates are estimates only. The price and currency of any deal are whatever the buyer and seller agree.
Availability and changes to the Service
We work to keep the Service available, including offline access to some pages in the web app, but we do not promise it will be uninterrupted or error-free. We may change, suspend or stop any part of the Service, including during our pilot phase, with or without notice where reasonably necessary.
Disclaimers
The Service is provided “as is” and “as available”. To the fullest extent the law allows, we do not give any warranty about the accuracy of listings, the identity or reliability of any user, or that any listing will result in a successful transaction. See our Disclaimer.
Limitation of liability
Nothing in these Terms limits or excludes liability that cannot lawfully be limited or excluded, including for our fraud, or for death or personal injury caused by our negligence.
Subject to that, and to the extent the law allows: (a) we are not liable for losses arising from dealings between users, including any payment you make to another user; (b) we are not liable for indirect or consequential loss, loss of profit, loss of opportunity or loss of data; and (c) our total liability to you for any claim connected with the Service is limited to the fees you paid to us in the 12 months before the claim, or GHS 500 if you paid us no fees.
Indemnity
You agree to compensate us for losses, claims and reasonable costs (including legal fees) that result from your breach of these Terms, Your Content, or your unlawful use of the Service, to the extent caused by you.
Suspension and ending your access
We may remove content, restrict or end your access to the Service, and refuse future listings, if we reasonably believe you have broken these Terms or the law, or if your use creates risk for other users or for us. Where we can reasonably do so, we will tell you why. You may stop using the Service at any time and ask us to remove your listings by contacting us. Fees already paid are dealt with under the Fees policy.
Our intellectual property
The AssetNest name, logo, website design, software, text and compilation of listings are owned by or licensed to us and protected by law. You may use the Service for its intended purpose, but you may not copy, resell or build on it without our written permission.
Changes to these Terms
We may update these Terms from time to time. We will change the “last updated” date and, for important changes, show a notice on the Service. If you keep using the Service after a change takes effect, you accept the updated Terms. Earlier versions are available on request.
Governing law and disputes
These Terms are governed by the laws of the Republic of Ghana. If a dispute arises between you and us, please first contact us (see Contact & Complaints) so we can try to resolve it informally within 30 days. If that fails, the dispute will be referred to mediation and, if still unresolved, to arbitration seated in Accra under the Alternative Dispute Resolution Act, 2010 (Act 798), in English. Either party may ask the courts of Ghana for urgent interim relief, and the courts of Ghana have jurisdiction over anything that cannot be arbitrated. If you are a consumer, nothing here removes rights that the law of your country gives you and that cannot be waived.
General
These Terms are the whole agreement between you and us about the Service. If a part is found unenforceable, the rest still applies. If we do not enforce a right straight away, we have not given it up. You may not transfer your rights under these Terms without our consent; we may transfer ours as part of a business reorganisation. Electronic communications, including messages through the Service, WhatsApp and email, count as writing, in line with the Electronic Transactions Act, 2008 (Act 772).
Contact
Questions about these Terms: WhatsApp +233 50 588 3766. Address: Navrongo, Ghana.